Skydive

Do all the terms and facts and figures get to be more than you can understand? Have you almost decided not to even consider whole life insurance because it seems so complicated? Read this whole life insurance explanation so that you can make an informed decision without becoming unbearably frustrated.

Whole life insurance is exactly this – life insurance. This insurance covers you throughout your entire lifetime. Unlike term life insurance policies, which only offer insurance for a specific number of years, however, whole life insurance also contains an investment component.

You make a deposit on your investment each time you pay your insurance premium. A premium is the amount of money a policy holder must pay in order to keep the policy in force. Part of this premium goes toward the cost of having the life insurance, but part is also re-invested to earn interest money.

Many people use whole life policies to supplement their retirement. If they have no work retirement program, whole life insurance policies offer a retirement investment. It’s becoming more and more difficult to live on fixed Social Security incomes, and whole life insurance is an alternative to this grim prospect.

After you build up enough equity in your policy, it begins to pay for itself. Therefore, if paying the premiums becomes unmanageable, the policy will remain in force. However, you will no longer have an investment; you would only receive a payoff in the event of your death.

Be cautious when getting quotes for whole life insurance. Many companies penalize policyholders who enjoy hazardous activities such as skydiving, motorcycle riding, or bungee jumping. Furthermore, smokers will usually pay significantly higher premiums than non-smokers.

If you really enjoy traveling, consult with the company before deciding whether to purchase a premium. Some companies decline to insure individuals who travel to dangerous locations. Sometimes, frequent flyers also experience this same problem.

Some policies allow holders to add riders to cover one’s children or spouse in the event of their death. This money can be used to cover funeral and burial expenses. While insurance money doesn’t soften the blow of someone’s death, it can make the financial consequences less painful.

This whole life insurance explanation is not meant to be all-inclusive. Rather, it is an overview of what potential investors can expect. If you have additional questions, seek a professional insurance representative to help you get the information to make an informed decision.

Adam Hefner
http://www.articlesbase.com/insurance-articles/a-whole-life-insurance-explanation-anyone-can-understand-476634.html

Getting married on Valentine’s Day can be one of the most romantic decisions you ever make. Nothing is more exciting than choosing the day for lovers to get married. Of course, once the date has been chosen there is still plenty of work to be done. You will need to plan the wedding to make sure that the beauty of the ceremony lives up to the day you have chosen to take your relationship to the next step.

The following ideas range from traditional to unique and will be sure to please most couples choosing to wed on this special day.

Las Vegas/Elope
Planning a wedding can be extremely stressful. For this reason, there will be some people who would rather be whisked away to another location, be it Las Vegas, or a tropical destination, where they can get married on their own. If you do this you can begin your Honeymoon immediately and once you return home you can have a reception for your friends and family. If you are hoping to have a private ceremony this is a good way to do it. Additionally, if you are hoping to create some wild wedding memories, there is no better place to go than to Las Vegas.

Of course, you should be respectful to family if this is the option you are going to take. A reception, either before or after the wedding, should definitely be held. You might want to consider allowing some close family and friends to come along on your trip. Send out your reception invites before you leave and let everyone in on your decision. This ensures that there are no hurt feelings when you head off to begin a new phase in your life. Chances are most of your family and friends will be happy for you and they will be thrilled that you let them in on your little secret.

Renaissance/Period
Nearly every person identifies with a particular period in history. Whether you prefer the long flowing gowns and Victorian feel of the Renaissance or the simplicity of the Ancient periods is up to you. Of course, you may feel more comfortable with the roaring 20′s, the disco age of the 70′s, or the Woodstock era.

Once you’ve chosen a period that speaks to you the rest will be as simple as planning a traditional wedding. Luckily, you can find specialty wedding shops that can create dresses from nearly any time period in history. Additionally, if you have a picture of a dress you like many shops can duplicate or create a similar style in a fashion all your own.

With a little homework you can fill the area with flowers and colors reminiscent of the time period you have picked. You can also pick out foods and other wedding necessities to further enhance the feel of the time period you have chosen for your special day.

Nature
If you are opting to have a wedding that is simple in nature and focuses on the beauty that is all around you, then you might want to consider having an outdoor wedding. A few good options for this would be a wedding in the clearing of a wooded area, at the beach, or at the mountains. All of these possibilities or others would be beautiful. In most locations like this you can set up chairs and a wedding area for the gathering of your guests. Later your might choose to join together in a building or have your reception set up under tents where you can enjoy the safety allowances the tent provides but still be able to enjoy the natural setting around you.

There are many other great wedding options. There have been people married in submarines or in planes. People have gotten married as they were skydiving or on mountain tops. For the best wedding you can have you should find the one thing you love doing with your partner the most and attempt to get married in that setting. In the end, there will be no finer way to get married then by doing what you love when you say, I do.

Shayla Moore
http://www.articlesbase.com/dating-articles/three-ways-to-get-married-at-valentines-99725.html

While the bright lights and bling of Las Vegas provide the perfect entry into a world of craps, Blackjack, roulette, and slot machines, there is so much more to Sin City that is quite angelic in its own right. It doesn’t matter whether you enjoy the breath of fresh air when exploring outdoor pursuits or you possess a love of culture and the arts, Las Vegas opens its arms and embraces all sorts of interests. With an assortment of nightclubs, sporting events, and family-friendly adventures, Las Vegas is truly the non-stop destination for entertainment that accommodates all.

Explore the Natural Sights

While the casinos on the Strip certainly hoard a chuck of the city limelight, there are many different main attractions associated with Las Vegas that allows visitors to appreciate the natural surroundings of the area. Family fun may begin by experiencing the Valley of Fire ATV tour, which takes participants on a whirlwind adventure through red sandstone formation, brightly colored sand dunes of orange, refreshing streams, intriguing cliffs, and a fun-filled terrain. Rock climbing expeditions may also take place at the Red Rock Canyon, where professional instructors lead the way. Many people also flock to the historic Hoover Dam so they may take a glance at a designated National Historic Landmark. Additional natural gems of the Las Vegas area to consider include the Grand Canyon and Lake Mead.

Enjoy a Show

Whether an infamous headliner steals the show; feathered showgirls parade in an explosion of blue, purple, and pink; or music, song, and color meld in a spectacular theatric presentation, Las Vegas provides some of the best and most popular shows in the nation. Throughout the year, tourists crowd the city in hopes of landing a decently priced ticket to see Celine Dion, David Copperfield, Penn & Teller, or the Blue Man Group. A wide-range of popular shows scattered about Las Vegas include Monty Python’s Spamalot, Mamma Mia!, Zumanity (Cirque du Soleil), the Producers, and Le Reve.

Eat Your Fill

Whether you prefer to savor the creative cuisine presented by world-renown chefs like Wolfgang Puck or enjoy sampling a little bit of everything, there is a dining arena made just for you in Las Vegas. A variety of restaurants and the all-you-can-eat buffet playland of food tempt you with succulent seafood, grilled hamburgers, hot fudge sundaes, and international treats. There are also well-known eateries about the city, including the likes of Spago and Planet Hollywood.

Stretch the Credit Card

While some choose to take a chance with their money at a casino, there are those who prefer to get something right up front with their hard-earned dollars. Whether you are looking for the perfect souvenir or want to try on the latest in Las Vegas apparel, there are plenty of shops within Las Vegas to enjoy. Some options to consider include the Fashion Show Mall, the Forum Shoppes at Caesars, the Grand Canal Shoppes at the Venetian, Desert Passage at the Aladdin Las Vegas, or the Ballys Avenue Shoppes with more than 20 specialty shops and boutiques.

Relax

Las Vegas doesn’t have to become a stressful memory, especially when you have a slew of state-of-the-art spas and salons to experience a mind-blowing body treatment, wrap, tan, massage, or makeover. Calm and relaxation are offered at establishments, such as the Qua Baths & Spa, Harrah’s Spa & Health Club, Rio Spa & Salon, and the Spa at Bally’s.

Sporting Activities and Outdoor Pursuits

The active traveler will find plenty of activities to burn off excess energy when touring Las Vegas. The city opens up to a wealth of opportunities, such as mountain biking, skydiving, Indy-style auto racing, and day trips to whitewater rafting adventures. The golf courses in the area are also quite popular with guests. There are more than 20 to consider about the city scene, such as the Cascata Golf Club, Rio Secco Golf Club, or the Legacy. With a backdrop and surroundings of regal mountains, awe-inspiring waterfalls, and beautiful views, you may never want to leave the green.

Family Time

Whether families dive into some of the artistic ventures scattered about the city, visit cool museums, or view some of the exotic wildlife calling Las Vegas their home, there are plenty of family-friendly attractions and activities to consider. Let’s take the Mirage for example. Here, you will encounter a 20,000-gallon saltwater aquarium filled with angelfish, pufferfish, and sharks, while the Dolphin Habitat offers a chance to view these cheerful creatures in action.

The Las Vegas Natural History Museum provides hands-on exploration for the kiddies of southern Nevada’s plant and animal life, while animated dinosaur exhibits and live shark exhibits entertain the entire family. With sparkling golden intrigue, the Tomb and Museum of King Tut will open eyes wide to a glimpse of ancient Egypt.

Throughout the city, an entertaining Ripley’s Believe-It-or-Not museum can be found. The Ethel M Chocolate Factory and Botanical Cactus Garden offers free admission and self-guided tours, where chocolate and more than 350 species of cactus, succulents and desert plants await. Additional family-oriented treats include indoor go-carts at Fast Lap, XPlex Racepark, or entertaining NASCAR events at the Las Vegas Motor Speedway.

Overall, the attractions and activities that the illustrious city of Las Vegas has to offer far exceed what meets the eye. It could take months and months for one to truly capture the essence of this ultra-popular destination, as new shows, shops, entertainment, bars, clubs, and restaurants pop up at any given moment.

Jason Oconnor
http://www.articlesbase.com/online-gambling-articles/what-to-do-in-las-vegas-besides-gambling-137000.html

Did you know there are distinct personality profiles that people have? This, of course, also includes the prospects for your network marketing home-based business.

The fact is, as you continue to build your business, it will be critical to understand the different personalities your prospects have. Understanding their profiles can not only have a huge positive impact on your business, but also your life.

Now, on to the four basic personality profiles.

Yellow-The Nurturers

Making up 35% of the population, yellows are involved in occupations such as nursing, teaching, social work, etc. When they give, they give with their whole heart. Usually, they don’t have much time for themselves because they are so busy giving to others. Yellows have built very large organizations in network marketing when they have the confidence and belief in themselves that they can!

Working with Yellows

An important thing to remember is that yellows hate being sold to. They can’t stand pushy, aggressive salespeople! When you are talking with a yellow, become a nurturer like they are. Slow down and don’t be overexcited. If yellows see a lot of hype, they think they are receiving a sales pitch. Whatever you do, don’t tell a yellow about earning thousands of dollars a month because this will turn them off.

Instead, just spend time visiting with them. Don’t worry about presenting the business. Instead, talk about their families, their kids, and vacations. Yellows will let you know when they are ready to talk shop!

Blues-The Fun Loving

There is only one name for a blue: fun! They like fun and loads of it. Blues make up 15% of the population. They are highly creative people, and usually are involved in a sales business of some kind. They also have a tendency to jump from program to program.

When presenting your business to a blue, they usually can grasp the overall picture very quickly and don’t need tons of details.

Working with Blues

When working with a blue, be excited! Talk about all the fun stuff: sailing, scuba diving, bungee jumping, skydiving, etc. You get the picture.

Blues don’t mind talking about their family, vacations, and the like. They just love talking about the fun more. So rev up the fun thermometer when talking with a blue prospect for your network marketing home business!

Greens-The Analyzers

Greens are analyzers and make up 35% of the population. They are the types of folks that let business opportunities worth thousands of dollars go by because they analyze things to death.

Working with Greens

Greens think they are the most intelligent people around. In just a few minutes, you will be able to easily tell if you have a green prospect. Why? Because they will want to know everything!

Forget about selling to a green. They have to sell themselves on the home-based business opportunity. Greens will need to check everything out with a fine tooth comb. This includes the website and all the links in it, testimonials, conference calls, articles, etc. As you can see, you will need to be on your toes and have detailed information ready when working with a green.

Another thing to remember about greens is to speak very clearly, be upfront, answer all their questions, and send them to websites.

You do not need to call greens between phone calls. If you do, they likely will be abrupt and see you as pushy salesperson. Greens need to go at their own pace.

What usually happens is that in few weeks, they will call you for more information and to inform you they are ready to start.

Reds-The High Achievers

Reds are money motivated and money focused people. They make up only 15% of the population.

Don’t even try to talk to a red about their families, vacations, and other personal issues. They just are not interested in talking about them.

Working with Reds

Reds are focused on the money. They are totally focused on sales and are the corporate CEO types, let’s “get the job done now” people. Of course, everyone wants reds in their organizations!

However, its important to keep in mind that reds are not the mentoring and coaching types. Their egos are huge and they order people around. Reds want to do things their way. This type of attitude works well in the CEO world, but not well at all in the network marketing home business world!

So, there you have it. The four types of personalities that you will encounter when you get prospects for your home business. Interact with them based on their profiles, and you likely will see a huge difference in your sign-ups as well as in the activity of your downline.

Monique Hawkins
http://www.articlesbase.com/home-business-articles/assessing-the-personality-profile-of-your-home-business-prospects-92917.html

Emotional Freedom Technique – Tapping yourself to health & freedom

Many of you will have seen the numerous adverts for courses teaching EFT but may be unsure what exactly it is. A meridian based system EFT, developed by Gary Craig in the early 90’s and derived from TFT (Thought Field Therapy), it is simple to learn, easy to practice and achieves results beyond many conventional therapies. By focusing the mind on a specific problem and tapping on just 14 points, many physical, emotional and mental issues can be cleared, often within minutes. Sound to good to be true? Just try it for yourself and see. With enough free information on the net to get you started it won’t be long before you have your first results.

the basic principle is that a disruption in the bodies energy system causes unwanted emotional (and often physical) pain. Traumatic events throughout our life as well as verbal conditioning from family, teachers, peers etc and many other unknown factors are stored as energetic memories, or disruptions, in the bodies’ energy system. These may be affecting the way we choose to live and respond to life and help form our many limiting beliefs. Others may just be triggered by a thought or memory, such as when getting into a car after a traumatic car accident. When the associated anxiety and fear return it can limit a person from living their full potential. Whatever the cause it can easily be cleared with EFT, and the person is relieved of all symptoms.

By focusing the mind on the problem we tune in to the specific ‘frequencies’ of disturbance that we want to treat, a bit like tuning a radio. Once we are on the right channel, and this can be easy as asking the client to think about or visualise the problem, we tap on a sequence of points. Each of the 14 points used is at the end, or near the end, of a meridian channel or one of the governing and conception channels used in traditional acupuncture. The tapping appears to clear the disturbance on the ‘specific frequency’ being treated and results in a correction of the problem. Another reason of EFT’s effectiveness is due to it’s treatment of ‘psychological reversal’, a concept carried over from TFT. This is the part of the person that will self sabotage an attempt to change. An example might be that of someone trying to loose weight who breaks their diet on day two. The subconscious may not be ready to change, often because it feels unsafe. Again this is easily treated with EFT.

Fears and phobias are common for a variety of different issues. It matters little whether it is a life long phobia of spiders or a recent fear of heights or flying, EFT will usually clear it within just 1 session. The success rate with EFT for this particular problem is so high that many therapists will not even charge if they do not get a result. Even if your phobia is highly unusual it is still just as easy to treat. Unlike some other approaches EFT foes not force a person to face their fear. It is a much gentler technique which allows their them to let go of any fear before facing it so they remain calm and in control. There are many cases of people who have even gone on to enjoy their previous worst nightmares such as loving flying or taking up skydiving after having a fear of heights.

Emotional trauma and PTSD are also easily, and often quickly, dealt with. From childhood abuse to war memories EFT relieves the negative emotional response to these memories thoroughly and yet gently. The life long implications to a persons self confidence after such incidents are usually cleared too. Gary Craig has much written and video documentation of his visit to a Vietnam War Veterans clinic in which he worked with some very difficult cases. Here he was able to remove the emotional intensity of reoccurring memories and allow clients to sleep properly since the war. For most of the men only a couple of sessions where needed. Visit Gary Craig’s web site for a list of such case studies.

Most therapists recognize the importance of emotions in physical pain so it will come as no surprise to learn of EFT’s effectiveness in it. By working on either the physical symptoms or on the emotions connected to it results can be quick and long lasting. I have even worked with people who have suffered constantly from pain as the result of an operation gone wrong, a seaming purely physical case. Even here I have guided them to complete relieve in just a few minutes. In many of these cases the pain will return, however as the treatment can be self administered once learnt they are able to control the pain without medication. Headaches and migraines can also be stopped in just a couple of rounds of tapping, so dramatically it seems life a party trick for EFT

Cravings and addictions can also be treated. The mental/physical craving for any substance (whether it be nicotine, alcohol or heroin) or food can be relieved very easily. This result is usually only temporary as the cravings are only a symptom of the problem. To get complete relieve guidance from a good therapist to address the underlying emotional drivers is essential. Once this has been done you can be certain the addiction will not shift, and the client will typically benefit from many ‘positive side effects’.

Financial blocks and limiting beliefs restricting success are yet another of EFT’s many applications. By identifying your negative beliefs towards yourself and to money it is possible to change your experiences. Beliefs such as ‘money is evil’, ‘I don’t deserve to be wealthy’, ‘only greedy people are rich’, ‘it is more spiritual to be poor’ etc hold us in financial poverty. Others such as ‘I am no good’ and ‘other people are better than me’ hold back out potential of success in our chosen field. Many people try to change through positive affirmations. These rarely work because the apposing core beliefs are just too strong. By using EFT to remove them many life and business coaches are now guiding there clients (and themselves) to levels of success and wealth only previously dreamed of.

In short EFT is easy to learn and highly versatile. You can learn it in just a day or two and can even get results within 15-30 minutes of reading some of the many free online instructions. You can even treat your belief that this is too easy to work. Keep an open mind and give it a try, trust me you won’t regret it.

For more information visit www.eft-therapy.com or email information@eft-therapy.com

Leon Jay
http://www.articlesbase.com/health-articles/eft-emotional-freedom-technique-92977.html